New, used, recycled, legacy and unique items with a vast array of products at cost-plus prices with shipping and handling processed in a timely manner
See Similar Items from this seller's store: Click Here
Item Description
Advanced Residential Mortgage Finance Calculator with Complete Buyer Qualifying and Interest-Only Solutions
The professional’s residential mortgage finance calculator provides fast answers to complicated questions, including Interest-Only Payments, Interest-Only Combo Loans and Interest-Only Qualifying. Enter loan data in any order and quickly solve for PITI, Interest-Only loans and all the “what-ifs†of Buyer Qualifying and Rent vs. Buy comparisons.
It is versatile and helps you solves for:
Conventional, FHA/VA and Interest-Only Loan Buyer Pre-Qualifying
Complete PITI Payment Solutions; including Interest-Only
Amortization with Remaining Balances Calculate Combination Loans: any Loan-to-Value (LTV) including Interest-Only 2nd Combo, Bi-Weekly and ARMs
Easy Rent vs. Buy Comparison and Tax Savings
Date-math; Lock Expiration dates
For: Mortgage Lenders, Brokers and Loan Officers, Home Buyers and Sellers, Real Estate Agents and Brokers
Qualify Your Buyer or Loan Applicant Three Ways
Qualify for Income Required, Maximum Loan Amount and Actual Ratios
New! Interest-Only Qualifying
Exclusive! Store and use any two sets of ratios (e.g. for Conventional and FHA/VA) or set custom ratios
Complete Payment Solutions
Payments: P & I and Interest-Only Payment, PITI Payment, Total Payment with Expense and Mortgage Insurance
Specialty Payments: Balloon and Bi-Weekly Payments
Complete Amortization for the total period or any specified range of periods
Future Value (i.e., Home or Land Appreciation) and Note Yields.
Evaluate and Compare Finance Options
Combo Loans; Quickly find Payments, Blended Rate, Combined Payments and Total Amounts for any LTV, including Interest-Only 2nd Combo
Combo Loan Savings: Evaluate a Combo Loan (80:20) compared to a Straight First Loan (100%), with or without Mortgage Insurance Rent vs. Buy Comparison: Enter Rent Payment and then quickly find Loan Amount, Price, PITI Payment, Estimated Annual and Monthly Tax Savings
Adjustable Rate Mortgage (ARM): Simplify complex ARMS. Show your clients the "worst-case" scenario at the touch of a key
Tax Savings: Estimates Tax Savings from Mortgage Interest and Property Tax
Bi-Weekly Solutions: Compare costs, savings, and loan paybacks against monthly schedules
Additional Features
Date Math: Quickly find escrow closing dates or figure how many days are left until closing
Preference Settings: User-selected options for Payments per Year, Property Tax, Insurance, Mortgage Insurance, Decimal Preference, Tax Bracket %, Amortization and Qualifying Ratios
Periodic function for specifying a Periodic vs. Annual amount
Back Space key for easy editing of entered figures Multiple Memory Storage
Works as a Standard Math Calculator
Includes
Easy-to-follow User's Guide on CD and Pocket Reference Guide
Full One-Year Limited Warranty
Protective Slide Case
Long-Life Batteries
Tech Specs
Size: 5.5 x 3.0 x 0.5" (140 x 76 x 13 mm)
Weight (product only with battery): 3.2 oz. (91 g)
Power: Two 3-volt lithium (LR44) battery (included)
Display Type: LCD segment; 9 digits with Annunciators-legends
This is an open box item that has never been used, model 3442. It retails for almost $70 plus s/h. Get yours here for less. WYSIWYG.
Payment is expected within 24 hours of winning bid unless prior arrangements have been made and mutually agreed to. PayPal and Google Checkout are accepted. Credex is now also accepted as an additional payment option. Contact me for details. Buyer discounts may be offered if purchasing multiple items and combined shipping is selected. Additional discounts may be offered for repeat customers. All discounts are at Seller discretion.
Shipping is done within one business day upon receipt of confirmed payment. A nominal packaging and handling fee is included in the cost of shipping, which is based on weight, size and distance. Shipping is also available to APO/FPO addresses in accordance with postal regulations. International shipping cost will be higher, and will be added to the invoice. International bidders/buyers: contact me for an estimate of shipping costs BEFORE bidding or buying. Save us both a lot of grief. Thank you. Insurance is optional and will be paid for by the buyer. Combined shipping for multiple items is available as well. If Free domestic shipping is offered with Buy Now, it will be done via the most cost-efficient means as determined by the Seller. Thank you.
RETURN POLICY: Customer satisfaction is a priority, and I will gladly accept a return if the item was significantly not as described and/or grossly misadvertised, and only if I receive the item in the same condition as when shipped. It is the buyer's responsibility to ask questions about any issues or concerns PRIOR to bidding on or purchasing an item. Unless otherwise stated, all items listed are AS IS and only guaranteed against arriving D.O.A. If the item arrives damaged in transit or otherwise claimed as significantly not as described, the buyer must provide documented evidence to support that claim. Buyer pays shipping for returning the item and the funds will be reimbursed as soon as the item is back in my possession via the same method item was paid for, exchange or store credit, (your choice) in exactly the same condition in which it was received. No returns or refunds on software. Shipping & handling charges are non refundable, you will receive a refund of the original purchase price only.
The seller ,
lugpol ,
assumes all responsibility for the contents of this listing
;)
;)
